Crypto on/off-ramp integrations

On/off-ramp is the 'on and off' between ordinary money and crypto. On-ramp: the user buys crypto with fiat (by card etc.). Off-ramp: withdraws crypto back to fiat in an account. These operations themselves are performed by specialized providers (payment-exchange services) with licenses and KYC; integration is connecting such a provider to your product via its API/widget so the exchange happens 'inside' your interface. Honestly about 'this is a third-party provider, not us', this is key: we are not an exchange or a bank — we integrate someone else's service. This means the exchange rate, fees, amount limits, speed, supported countries and currencies, verification requirements — all are determined by the provider, not us, and are beyond our (and often your) control. If a provider raised fees, restricted a region or disabled a feature — we cannot influence that. We honestly choose a provider for the task, but the dependence on it remains. Honestly about KYC/AML, this is mandatory: crypto↔fiat exchange almost always requires identity verification of the user (KYC) and anti-money-laundering checks (AML) on the provider's side. This is not optional — anonymous 'buy/withdraw' without checks does not exist legally. Users undergo verification with the provider. Honestly about Russian regulation, this is critical: the availability of on/off-ramp providers for Russia and the ruble is limited, unstable and legally uncertain. A provider may not support your jurisdiction/currency or may stop at any moment. Legal and tax aspects of exchange are on your side and your lawyers'/accountants'. We honestly warn: 'seamless withdrawal to rubles' cannot be guaranteed. Honestly about the irreversibility of the crypto part: the crypto side of operations is irreversible; errors in addresses/amounts on the crypto leg cannot be rolled back. Honestly about the effect: we give a working integration of the chosen on/off-ramp provider into your product, but not control over its rates/fees/availability and not a solution to regulatory questions. Honestly about access: a suitable provider for your jurisdiction, readiness for KYC and regulation are needed. An important boundary: this is on/off-ramp integration; crypto payment acceptance — 1082; wallet — 1077; DeFi — 1076. The base price starts from 130,000 ₽ (depends on the provider and scenarios).

• Users need to buy/withdraw crypto for fiat inside the product.
• Licensing exchange yourselves is impossible — a provider is needed.
• An expectation of 'seamless withdrawal to rubles' without accounting for provider availability in Russia.
• Mandatory KYC/AML and dependence on the provider's rates/fees are not accounted for.

• On/off-ramp provider integration (buying/withdrawing crypto for fiat)
• Provider selection for your jurisdiction and scenarios (with honest caveats)
• Connection via API/widget with KYC/AML on the provider's side
• Handling statuses, errors and operation limits
• Honest boundaries (third-party provider; rates/fees/availability beyond control; mandatory KYC; Russian regulation limited/on you; crypto-part irreversibility)
• A link with crypto payment acceptance (1082) where needed
• Documentation and handover
• Review with you

• Buying and withdrawing crypto for fiat inside the product (via a provider)
• A provider selected for your jurisdiction (as far as available)
• An honest assessment: dependence on the provider and regulatory limits
• Honest boundaries (rates/fees/availability beyond control; KYC mandatory; Russian regulation is on you)

• We assess the jurisdiction, currencies and scenarios, select an available provider
• We integrate the API/widget with KYC/AML, handle statuses and limits
• We honestly set boundaries (availability, regulation, fees) and hand over to you

• Do you exchange crypto for rubles yourselves?

  No, honestly: we are not an exchange or a bank — we integrate a THIRD-PARTY provider that performs the exchange with licenses and KYC. The rate, fees, limits, supported countries and currencies are determined by the provider, not us, and are beyond our control. We select a suitable provider and connect it carefully, but the dependence on it remains. We honestly say this rather than pass the integration off as our own exchange.

• Can withdrawal to rubles be done without verification and trouble-free?

  No, honestly on both points: crypto↔fiat exchange almost always requires KYC (identity verification) and AML checks on the provider's side — anonymous exchange does not exist legally. And the availability of providers for Russia/the ruble is limited, unstable and legally uncertain: a provider may not support your jurisdiction or may stop. 'Seamless withdrawal to rubles' cannot be guaranteed. Regulation and taxes are on your side. We honestly warn in advance.

• Will the provider always work with my users?

  It cannot be guaranteed, honestly: rates, fees, limits, available regions and the very fact of the feature working are determined by the provider and may change at any moment — especially for Russia this is unstable. If a provider raised fees or disabled a region, we cannot influence that. We can build in a backup provider, but we do not promise full continuity. This is an honest dependence on an external service, not our flaw.